<?xml version="1.0"?>
<!-- XBRL 2.1 Tests -->
<!-- Copyright 2003 XBRL International Inc.  See www.xbrl.org/legal.  All Rights Reserved. -->
<schema targetNamespace="http://xbrl.example.com/397/Holder"
  xmlns:h="http://xbrl.example.com/397/Holder"
  xmlns="http://www.w3.org/2001/XMLSchema"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink" 
  elementFormDefault="qualified">

	<import namespace="http://www.xbrl.org/2003/instance" 
          schemaLocation="../lib/xbrl-instance-2003-12-31.xsd"/>

  <!-- A holder for concepts -->
	<element  name="H" 
            id="H"
            type="h:tupleType"
            substitutionGroup="xbrli:tuple"/>

  <complexType name="tupleType">
    <choice maxOccurs="unbounded">
      <element ref="xbrli:tuple"/>
      <element ref="xbrli:item"/>
    </choice>
    <attribute name="id" type="ID"/>
  </complexType>
                

</schema>
